IMPACT BANKING STRATEGIES
PRODUCT AND SERVICE GUIDE
DOMINATING NIGERIA’S BANKING SECTOR IN THE
A Roadmap for Gaining Competitive Advantage
in Nigeria’s Humanoid Result-Driven Economic Landscape
Explore our diverse range of expert leadership and business strategies, committed to driving measurable success for your organization.
What is the Humanoid Result-Driving Economy (HRDE)?
HRDE is a modern economic philosophy that integrates:
- Human-Centric Design
- Utility of Advanced Technologies (AI, ML, Big Data)
- Measurable and Distributed Results
- Neuro-financial Learning and Behavioural Economics
- Intuitive Strategies and Agile Execution
In essence, HRDE demands that Nigerian Banks continue to think like humans and deliver like machines.
Why Nigerian Banks Must Think Like Humans and Deliver Like Machines
In a nation where over 70 million adults are still underserved by banks, the solution isn’t just more branches or digital apps—it’s a change in banking philosophy.
The HRDE Model empowers Nigerian Banks to operate not just as service points but as intelligent banking institutions capable of:
Predicting economic outcomes from lending activities
Understanding emotional triggers of financial behaviour
Designing micro-solutions for macro-inequality
Key Objective
Mobilize N1.6 Trillion in new deposits within 12 months through structured Impact Banking Strategies driven by HRDE transformation
Key Pillars
Transformation of Account & Relationship Officers
Officers are to be trained and empowered as Business Coaches, Mentors, Developers, and Management Consultants, becoming trusted partners in customers’ business growth journeys
Humanoid Innovation Labs & HRDE Champions Program
Creation of pilot labs and training of in-house champions to lead culture change and digital transformation
Market Expansion Guidance
Identify growth opportunities to broaden your market reach effectively.
Business Performance Analytics
Leverage data insights to inform strategic decision-making.
Strategic Benefits to Banks:
- Aggressive deposit growth with monthly targets
- Alignment with CBN financial inclusion and innovation priorities
- Enhanced brand leadership and market dominance
- Agile and innovation-driven internal culture
- Stronger customer relationships and improved loyalty
- Enhanced brand positioning through national social impact
- Agile workforce skilled in modern banking dynamics
Strategic Benefits to Customers:
- Access to financial coaching, not just account management
- Business development support and strategic insights
- Improved trust and long-term banking relationships
- Personalized, intuitive financial solutions
- Access to business coaching, mentorship, and developmental tools
- Measurable improvement in financial wellbeing